Our Qualifications

Joel M. Kosovsky, CPA/PFS, CFP® received his bachelor of science degree from University of Connecticut in 1979. He became a certified public accountant(CPA) in 1981,  a certified financial planner(CFP) in 1988  and a personal financial specialist(PFS) in 1995.  He currently holds Series 7 and 66 securities registrations and licenses in life and health insurance.  He is the founding member of Horizon Financial Advisors, LLC.

We are dedicated to developing lasting relationships with all our clients. We believe in helping you assess your financial goals and participate in the management of your finances.

One of the benefits of working with us is our ability to provide clear, easily understood explanations of financial products and services. The personalized program that we can provide is a roadmap to working toward a more secure financial future.

We’re looking forward to using our expertise to help you pursue your financial goals

Brian M. Kosovsky received his bachelor of science degree from Keene State College in 2008.  He currently holds Series 7 and 66 securities registrations.


Check me out on <span style="color: black; font-family: " calibri","sans-serif";="" font-size:="" 10.5pt;="" mso-fareast-font-family:="" "times="" new="" roman";="" mso-ansi-language:="" en-us;="" mso-fareast-language:="" mso-bidi-language:="" ar-sa;="" mso-bidi-font-family:="" roman";"="">BrokerCheck